As families have grown more geographically distant and people are living longer, in-home care for older members of society has become critically important. Long-term care facilities are not ready for the influx of residents coming as the baby boomers age and face chronic medical need. By planning for basic care at home, older citizens can enjoy their privacy, stay in their homes longer, and get the care they need at a much lower cost than long-term care.
Who Needs Home Health Care?
Most Home Health Care Toronto services are directed at the elderly, though there are disabled members of the community also receiving services. Recipients of home health care are often struggling with cognitive disorders as well as physical challenges. While Medicare can cover part of the costs of assistance in your home, some states place limits on how much you will receive in benefits.
Who Pays For Home Health Care?
The good news is that investing in a joint long-term care insurance can protect you from financial exposure if you live in a state that doesn't provide in-home Medicare coverage. A joint long-term care insurance plan can cover you if you need help in your home from a licensed health care professional.
How Can I Prepare?
There are several steps you can take to make your later years easier. If your home has multiple flights of steps, consider down-sizing and relocating to a house on one level. Do you have a large yard? You can enjoy gardening in a smaller space with less wear and tear on your back and knees. Are you far from family that can help you out if you need assistance in your home? Again, relocation could be a good decision if you are geographically isolated.
Another critical step you must take is to develop an exercise program that focuses on balance and strength. Gentle yoga and Tai Chi are a great place to start. For a bit of variety, take a beginning self-defense class or try boxing lessons. The sudden jab of a boxing glove can also be a quick reach for a door frame to steady yourself if you lose your balance.
Overall Health Conditions
If you're already dealing with chronic conditions such as diabetes, high blood pressure or heart trouble, spend your free time in educating yourself about your illness and steps you can take to get a handle on the condition. Study up on nutrition and exercise. Work out a program of healthy eating and moving your body to build up your strength and balance.
The idea of having a stranger in your home may be disconcerting to some. However, the privacy you give up by having a home health aide help with some basic cares is much less than the freedom you'll lose if you need to go into long-term care.